Skip to content

SACCO compliance software · Kenya

SACCO compliance software in Kenya.

Keep the records behind every report together.

Bring member records, ledger exports and audit history together for your team’s reporting work. Your SACCO reviews its obligations and prepares its own submissions.

Register your SACCOTalk to our team
Explore the features

Applications are reviewed before activation.

Savings-product setup in the SACCO Back Office with account terms and a member preview.
SACCO Back Office · Savings-product setup

What a Kenyan SACCO needs

Records ready for review.

SACCO records for reporting and review.

  1. Start your reporting with organised records.

    Bring ledger exports and transaction history into your reporting process.

    Use ledger records and exports to support your reporting process, with member details and transaction history in the same workspace.

    • Ledger-based exports.
    • Member records and statements.
    • Audit history for reviewing postings.
    SASRA reporting guidance

  2. Find guidance for your institution.

    Review the records and sourced guidance behind your SACCO’s classification.

    Read the sourced guide to deposit-taking and non-deposit-taking SACCOs when reviewing your institution’s obligations. Confirm how the guidance applies with your advisers.

    • Country-specific guidance and source links.
    • Records to support your team’s review.
    Read the classification guide

  3. Give staff the access their work needs.

    Bring member-data controls, roles and audit evidence together.

    Use assigned roles to manage staff access, and review the audit history when checking approvals and postings.

    • Role-based staff access.
    • Approval and posting history.
    • Exports for review.
    Data protection guidance for SACCOs

Free tools

Explore the numbers.

Use these standalone calculators to work through an example before discussing your setup.

Getting started

From spreadsheets or legacy software to one ledger.

  1. Tell us your SACCO type

    Deposit-taking, non-deposit-taking, employer-based or community — the answer shapes the products and reports you need.

  2. Register your SACCO

    Start an application. Registration is reviewed before activation, with a scoped migration assessment for teams moving existing records.

  3. Invite staff and members

    Set roles for the team, invite members into the Member App, and run the first reporting cycle from the ledger.

Questions SACCO teams ask

Practical answers before you get started.

Does using SenteRail make our SACCO compliant?

Software supports your record-keeping and review process. Your SACCO remains responsible for its obligations, lending decisions and submissions. SenteRail does not provide regulator approval.

Does SenteRail file returns for us?

No. Ledger records and exports support preparation, but your SACCO reviews and submits its own returns. These exports are not automatically completed statutory forms.

Who can access the records?

Staff access is based on assigned roles. Your team can review approvals and postings through the audit history.

How do we get started?

Register your SACCO or book a walkthrough with your team. Applications are reviewed before activation; moving existing records starts with a scoped migration assessment.

Let’s look at your next SASRA return.

Start an application, or book a walkthrough and bring the return you find hardest to produce.

Applications are reviewed before activation.

Register your SACCOTalk to our team