Skip to content

Software for community finance

Run your SACCO.
Connect your members.

A Back Office for your team. A Member App for the people you serve.

Start a SACCO application. Our team reviews it before activation.

SenteRail SACCO Back Office loan-product builder, with lending configuration, a draft member preview and kitenge cover choices.
Kenya Member App demo dashboard with savings and account activity in KES (KSh).

The SenteRail platform

One place for your team. One app for members.

SenteRail SACCO Back Office savings-product builder, showing account setup, kitenge cover choices and a draft member preview.

Moving to SenteRail

A clear path from your records to SenteRail.

Whether you use spreadsheets or another system, we start by reviewing your SACCO’s records and workflows with your team. Together, we agree what can move, how to check the numbers, and what a changeover would take.

Discuss your migration

An assisted move

What we work through together

  1. Understand your starting point

    Review your member register, savings, shares, loans and current workflows.

  2. Agree how to check the numbers

    Identify gaps and agree how your team will verify balances and history.

  3. Plan the changeover

    Set the data scope, staff training, responsibilities and timing.

After assessment

A migration scope your team can review, with fees and dates agreed before work begins.

The living weave

Woven around your members.

Inspired by kitenge: individual threads, connected into something stronger.

  1. Welcome

    Invite members into your SACCO.

  2. Save

    Keep savings and shares in view.

  3. Borrow

    Follow loan requests and repayments.

  4. Decide

    Your SACCO makes the lending decisions.

Kenya Member App demo dashboard with savings and account activity in KES (KSh).

Why we built SenteRail

People work hard for the money they save together. They should be able to see what they’ve contributed, understand what they owe, and know how decisions are made.

  • Clarity for members

    We want members to see their savings, follow contributions, and understand loan terms before they agree.

  • Support for SACCO teams

    We built SenteRail to help the people collecting contributions, keeping records, and putting agreed rules into practice.

See how SenteRail helps
Kampala skyline in warm evening light, seen from Nsambya.
KampalaUganda

Bring your SACCO together.

Start an application or see the product with our team.

Applications are reviewed before activation.