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Savings group software · Uganda

Savings group software in Uganda.

A shared record for VSLAs and farmer groups.

Keep group contributions, loans and member statements together in UGX. Start with the records your officials maintain and discuss the way your group works with our team.

Talk to our team about your groupWho regulates my group?
Explore the features

Our team will confirm your setup and supported workflows.

Member App demo accounts showing savings and share balances.
Member App · Demo in UGX

What your group gets

Clear records for your group.

Savings group software for VSLAs and farmer groups.

  1. Bring contribution records into one place.

    Keep contributions connected to member records.

    Record each member’s contributions with dates and receipt references, so the group can review its records together.

    • A register of group members.
    • Contribution amounts and references.
    • Statements for reviewing member records.
    Explore the Back Office

  2. Keep a record of loans and repayments.

    Review loans and repayments alongside member details.

    Keep loan transactions alongside member records. Your group sets the terms and makes its own lending decisions.

    • Loans linked to the relevant member.
    • Repayment records in the ledger.
    • Staff access based on assigned roles.
    Discuss your group’s setup

  3. Help members follow their own records.

    Give members access to their own balances and statements.

    The Android Member App shows each member their balances, loans and statements. Officials keep the records up to date in the Back Office.

    • Member access by invitation.
    • Balances and statements in UGX.
    • A shared workspace for group officials.
    Explore the Member App

Free tools

Explore the numbers.

Use these standalone calculators to work through an example before discussing your setup.

Getting started

Bring the group’s notebook into the ledger.

  1. Gather the records

    The member list, each member’s shares and loans so far, and last cycle’s share-out report.

  2. Talk to our team

    Tell us about the group’s setup and the records you need to keep.

  3. Invite the members

    After setup, invite members to review their own balances and statements.

Questions savings groups ask

Practical answers before you get started.

Can it calculate our cycle share-out?

The ledger records contributions and loan transactions. Dedicated savings-cycle, social-fund and share-out calculations are not included. The standalone share-out calculator lets you work through an example.

Do members need smartphones?

The Android Member App requires a compatible smartphone. Group officials can manage member records in the Back Office; basic-phone access is not included.

How are mobile-money contributions recorded?

Your team records contributions against the transaction reference. Automatic mobile-money collection and posting are not included in this workflow.

Does SenteRail hold our group’s money?

No. Your group controls its funds and makes its own lending decisions. SenteRail provides the software for keeping records.

How do we get started?

Talk to our team about your group and the records you need to keep. We confirm supported workflows and assess any existing records before agreeing a setup.

Give your savings group one set of books.

Talk to our team about your group, or read the sourced guidance on Uganda’s regulatory landscape. Growing into a SACCO? See SACCO compliance software for Uganda.

Our team will confirm your setup and supported workflows.

Talk to our team about your groupWho regulates my group?